Nobody likes paying more than they have to - especially when it comes to business finance. Whether you’re buying a new truck, a shiny bit of machinery, or that high-tech coffee machine the team’s been hinting at, every penny counts. But here’s a little industry secret that most traditional finance brokers won’t shout about: commission can quietly cost you a lot more than you think.
So, how can you keep more of your hard-earned cash in your business (and maybe splash out on the occasional Friday doughnut run)? It starts with understanding how finance brokers get paid—and why Lease Finance Limited’s approach is refreshingly different.
The Hidden Cost of Commission: Why “Free” Brokers Aren’t Really Free
Picture this: you’re arranging asset finance with a typical broker. They tell you there’s “no fee” - great news, right? But what they don’t mention is that they’re being paid a commission by the lender.
That commission isn’t just a handshake and a thank you. It’s added straight onto the amount you borrow.
Let’s break it down:
- Traditional brokers: Get paid a commission by the lender.
- How it works: That commission is quietly added to your finance amount.
- The sting: You pay interest on that extra amount for the entire term of your agreement.
- Result: You pay more - sometimes a lot more - than you realise, and all for the privilege of “no fee.”
It’s a bit like ordering a pint and finding out you’ve been charged for a round for the whole pub.
The LFL Way: Transparent Fees That Save You Money
At Lease Finance Limited, we do things differently. We don’t take lender commissions on asset finance. Instead, we charge a clear, upfront fee that you can see on our website (our published fee structure is here). No hidden extras, no nasty surprises.
Why does this save you money?
Simple: If you’re not financing a broker’s commission, you’re not paying interest on it. That means your total cost of finance is lower - leaving more in your pocket for things that actually matter (like keeping your fleet on the road, or upgrading the office biscuits).
Example Time!
Let’s say you’re financing £100,000 for a new truck.
- Traditional broker gets a £2,500 commission from the lender.
- That £2,500 is added to your finance amount—so you’re now borrowing £102,500.
- Over a 5-year term, you pay interest on the full £102,500.
With Lease Finance Limited:
- You pay a clear, fixed fee (let’s say £1,500), paid directly.
- You only borrow £100,000—no extra commission to finance.
- You pay less interest over the term, and you know exactly what you’re paying for.
It’s finance, but without the smoke and mirrors.
Introducing Business Assist: One Subscription, All Your Finance Sorted
Now, if you’re the kind of business that’s always financing something - be it vehicles, machinery, or the odd forklift - things get even better.
Business Assist is our exclusive, subscription-based asset finance model. For a flat monthly fee (£299/month), you get:
- Unlimited finance applications
- No arrangement fees, ever
- Priority service and faster turnaround times
- Ongoing expert advice
- Complete transparency - no hidden charges, no commission
Every time you arrange finance, you save money. There’s no commission being quietly added, and no surprise admin fees popping up like weeds in the car park.
Who’s Business Assist for?
- Directors who want control and clarity over finance costs
- Growing businesses financing multiple assets over time
- Business owners who value a trusted finance partner on hand
If you’re tired of being stung by hidden costs and want finance to be simple, predictable, and genuinely cost-effective, Business Assist is the answer.
Find out more about Business Assist here
The Funny Side: Finance Doesn’t Have to Be Boring (Or Expensive)
Let’s face it, most people would rather watch paint dry than talk about finance fees. But here at Lease Finance Limited, we think saving money should be something to smile about.
After all, every pound you don’t pay in hidden commissions is a pound you can spend on your business - or, if you’re feeling wild, a round of bacon butties for the team.
And if you ever find yourself wondering where your broker’s commission is hiding, just remember: with us, it isn’t. We put our fees front and centre, so you always know where you stand.
Why Choose LFL? The Bottom Line
- No lender commissions on asset finance: You save money, every time.
- Transparent, published fees: What you see is what you pay.
- Business Assist subscription: Flat monthly fee, unlimited applications, zero surprises.
- Friendly, straightforward service: Real people, real answers, real savings.
Ready to Save on Your Next Finance Deal?
If you’re ready to stop overpaying for finance, say goodbye to hidden commissions and hello to clear, honest pricing. Whether you want to pay a simple fee or sign up for Business Assist and never worry about finance costs again, Lease Finance Limited is here to help.
- See our fee structure
- Learn more about Business Assist
- Apply online in minutes
- Or just give us a call: 01939 291323
Let’s make business finance simple, transparent, and—dare we say it—a little bit fun.
